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Beacon Scores
A beacon score is a credit score that is provided by Equifax. The score is calculated using FICO's scoring algorithm and Equifax's consumer credit history. The beacon score, or also commonly referred to as the Equifax FICO score, is used by many businesses in the mortgage lending or auto financing industries.A beacon score will differ from the other bureau credit scores, partly because each credit bureau agency records credit differently. The discrepancy is due to whether or not creditors and lenders submit their information to all three bureaus. In most instances this does not happen, thus different calculations of credit scores.
Both Equifax and TransUnion also have variations of their FICO score. They each use the FICO score algorithm and model to calculate their scores. Experian however, no longer works with FICO and produces its own bureau credit score.
Equifax's FICO score is called the Beacon score. TransUnion's FICO score is called the Empirica score.
*creditscorelogin.com and the Advertisers on this page are NOT affiliated to the annual free credit report program. If you want free annual credit report that is mandated by the FTC you need to visit Annualcreditreport.com.
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*This page lists several free product trials that contains credit scores from all three credit bureaus in one unified package or sometimes in separate packages, but on occassion products can be listed here that doesn't have your credit score, please read the details carefully before you apply.
*Please note, that free credit scores provided by our advertisers are free of charge with credit monitoring trial, each product has it's own trial duration. If you are not satisfied with the credit monitoring trial you can cancel anytime. And if you cancel within the trial period - you should not be charge for it. We have personally tried several products we advertised and have no problems cancelling them within the given trial period.